Payment Options
We believe protecting your home or business shouldn't be a financial burden. That's why Universal Pest Control offers a range of payment methods — from credit cards and bank transfers to interest-free buy-now-pay-later options like Afterpay, Zip Pay and Certegy Ezi-Pay — so you can get the treatment you need, when you need it.
Ways to Pay
Accepted Payment Methods
Every treatment — big or small — can be paid using any of the methods below. Your technician will confirm your preferred option on the day.
Credit & Debit Cards
Visa and Mastercard accepted on-site or over the phone. EFTPOS available for all treatments. A 1.99% surcharge applies to all card transactions.
- Visa
- Mastercard
- EFTPOS
- 1.99% surcharge applies
Cash
Cash is welcome for all on-site treatments. Pay your technician directly on the day — no surcharge applies.
- Accepted on-site
- No surcharge
- Receipt provided
- Change available on request
Bank Transfer (EFT)
Direct deposit available for invoice customers and commercial accounts. Payment details are included on every invoice.
- Direct deposit / EFT
- BPAY available on request
- Invoice with 7-day terms (approved accounts)
Afterpay
Split the cost of your treatment into 4 interest-free fortnightly payments. Available for treatments from $50 up to $2,000.
- 4 fortnightly payments
- Interest-free
- No fees when paid on time
- Instant approval
Zip Pay
A reusable account of up to $1,000 that lets you spread the cost of your pest treatment over flexible repayments.
- Up to $1,000 limit
- Flexible monthly repayments
- Interest-free up to 3 months
- No early payout fees
Certegy Ezi-Pay
Buy now, pay later for larger treatments including termite management and pest management plans — no interest ever.
- No interest ever
- Up to 24 months on larger treatments
- Available for termite & management plans
- Quick in-application approval
BBX & Bartercard
Trade exchange dollars from BBX or Bartercard are accepted for up to 50% of your invoice value. The remaining balance must be settled using cash, card or bank transfer.
- Up to 50% of invoice value
- BBX dollars accepted
- Bartercard dollars accepted
- Balance payable by cash, card or EFT
Commercial Account Terms
Ongoing commercial and restaurant clients can apply for 7, 14 or 30-day account terms with monthly invoicing.
- Monthly invoicing
- 7 / 14 / 30-day terms
- Itemised site reports with every invoice
- Customised to your business
Flexible Plans
Financing for Larger Treatments
Bigger jobs like termite management and annual pest plans can be split into manageable instalments using any of our buy-now-pay-later partners.
Termite Management & Treatment
Termite treatments and ongoing management plans can represent a significant investment. Afterpay, Zip Pay and Certegy Ezi-Pay let you protect your home now and spread the cost over manageable instalments.
Pest Management Plans
Annual residential and commercial pest management plans can be paid upfront or split across the year using any of our buy-now-pay-later partners.
Bed Bug, Possum & Specialist Treatments
Multi-room or complex specialist treatments are eligible for flexible payment plans — ask your technician on the day of service.
How buy-now-pay-later works
Simply choose Afterpay, Zip Pay or Certegy Ezi-Pay when booking or on the day of your treatment. Your technician will send a secure link or process the plan on-site — approval takes minutes and you'll see your instalment schedule before anything is charged.
At a Glance
Payment Method Comparison
A quick summary to help you choose the right option for your treatment.
| Method | Best For | Interest-Free | Max. Limit |
|---|---|---|---|
| Cash | On-site treatments | N/A | No limit |
| Credit / Debit Card | Everyday treatments | N/A | No limit (1.99% surcharge) |
| Bank Transfer (EFT) | Invoices & commercial | N/A | No limit |
| Afterpay | Treatments $50 – $2,000 | Yes | $2,000 |
| Zip Pay | Recurring / smaller treatments | Yes (3 months) | $1,000 |
| Certegy Ezi-Pay | Termite & management plans | Yes (no interest ever) | Up to 24 months |
| BBX / Bartercard | Trade exchange members | N/A | Up to 50% of invoice |
| Commercial Account Terms | Ongoing commercial clients | N/A | 7 / 14 / 30 days |
Buy-now-pay-later services are provided by third parties and are subject to their terms, eligibility criteria and approval. Late fees may apply. Please refer to the respective provider for full terms and conditions.
FAQ
Payment options — your questions answered
What payment methods does Universal Pest Control accept?+
We accept Visa and Mastercard (credit and debit), EFTPOS, cash, bank transfer (EFT), BPAY on request, Afterpay, Zip Pay, Certegy Ezi-Pay, BBX and Bartercard. Commercial accounts can apply for 7, 14 or 30-day invoice terms.
Can I use Afterpay for pest control?+
Yes. Afterpay is available for treatments from $50 up to $2,000. You split the cost into 4 interest-free fortnightly payments. Your technician can arrange it on the day of service — approval takes minutes.
Is there a surcharge for card payments?+
Yes, a 1.99% surcharge applies to all credit and debit card transactions. There's no surcharge for cash or bank transfer payments.
Can I pay by bank transfer?+
Yes. Direct deposit (EFT) is available for invoice customers and commercial accounts. Payment details are included on every invoice, and BPAY is available on request.
Do you offer payment plans for termite treatments?+
Yes. Termite treatments and ongoing management plans can be split into manageable instalments using Afterpay, Zip Pay or Certegy Ezi-Pay. Certegy Ezi-Pay offers up to 24 months on larger treatments with no interest ever.
What is Certegy Ezi-Pay?+
Certegy Ezi-Pay is a buy-now-pay-later option for larger treatments including termite management and pest management plans. There's no interest ever, with up to 24 months available on larger treatments, and quick in-application approval.
Can I use Zip Pay?+
Yes. Zip Pay is a reusable account of up to $1,000 that lets you spread the cost of your pest treatment over flexible repayments, interest-free for up to 3 months with no early payout fees.
Do you accept cash?+
Yes. Cash is welcome for all on-site treatments with no surcharge. Pay your technician directly on the day — a receipt is provided and change is available on request.
Do you offer commercial account terms?+
Yes. Ongoing commercial and restaurant clients can apply for 7, 14 or 30-day account terms with monthly invoicing. Each invoice includes itemised site reports for your records.
Do you accept BBX or Bartercard?+
Yes. Trade exchange dollars from BBX or Bartercard are accepted for up to 50% of your invoice value. The remaining balance must be settled using cash, card or bank transfer.
Can I pay on the day of treatment?+
Yes. You can pay your technician on the day by cash, card, or arrange Afterpay, Zip Pay or Certegy Ezi-Pay on-site. For invoice and commercial accounts, payment terms apply as agreed.
Are buy-now-pay-later options interest-free?+
Afterpay is interest-free when paid on time. Zip Pay is interest-free for up to 3 months. Certegy Ezi-Pay charges no interest ever. Late fees may apply — refer to each provider's terms and conditions for full details.
Ready to Book Your Treatment?
Talk to our friendly team about the best payment option for your situation — we'll make it easy.